If you’re waiting for your IRS tax refund and want to know when it will arrive, the simplest way to track it is by using the IRS “Where’s My Refund?” tool.
However, if there are no updates showing, it’s important to understand the typical schedule for direct deposits and paper checks from the IRS, particularly if you opted for a paper check.
Important Note: Paper Checks Are No Longer Available After September 30, 2025
To reduce the risk of fraud and loss or theft, the IRS will only issue direct deposits going forward. This change means that if you requested a paper check, it will no longer be possible to receive one after September 30, 2025.
In general, the IRS processes tax refunds quickly, often within 21 days. However, unexpected delays can occur due to mismatched information or errors, either from the Social Security Administration (SSA) or the IRS records.
Estimated IRS Direct Deposit Schedule (July 8-15)
If you’ve filed your tax return within the last 21 days and haven’t received your refund yet, here’s an estimated schedule for when you might receive your IRS direct deposit:
- June 18 filings: Expected direct deposit on July 9
- June 19 filings: Expected direct deposit on July 10
- June 20 filings: Expected direct deposit on July 11
- June 21 filings: Expected direct deposit on July 12
- June 22 filings: Expected direct deposit on July 13
- June 23 filings: Expected direct deposit on July 14
- June 24 filings: Expected direct deposit on July 15
Note that tax returns requiring additional review will take longer, as they follow a different processing path. To avoid delays, always make sure your tax return is filed correctly.
Tips to Ensure Your IRS Refund is Processed Without Delay
If you’re concerned about potential delays with your IRS refund, here are some tips to help ensure it’s processed on time:
- File Electronically: If you’re a disaster victim and have been granted extra time, be sure to file electronically. Electronic filing software helps prevent mistakes that could cause delays.
- Request Direct Deposit: Direct deposits are processed faster than paper checks, which can take up to 8 weeks to arrive, even if everything is correct.
- File a Complete Tax Return: Double-check that your return is complete before submitting it. A complete tax return will help you receive your refund as quickly as possible.
- Double-Check for Accuracy: Always ensure your tax return is accurate. Even minor errors can cause delays, so it’s best to double-check every section before submitting.
- Consider Professional Help: If you’re not confident in preparing your tax return, consider hiring a tax professional or using the IRS online tools. These resources are free and available for use to help you avoid mistakes.
By following these simple steps, you can ensure that your IRS tax refund is processed quickly and efficiently. Filing electronically, requesting direct deposit, and ensuring your tax return is error-free are all key strategies to avoid delays.
FAQs
Can I still receive a paper check from the IRS after September 30, 2025?
No, after September 30, 2025, the IRS will only issue direct deposits to avoid fraud and loss or theft of paper checks.
What should I do if I haven’t received my IRS refund yet?
If you haven’t received your refund and your tax return was filed more than 21 days ago, you should use the IRS “Where’s My Refund?” tool to track it. If there are no updates, ensure your tax return is correct and matches the IRS records.
How can I avoid delays in receiving my IRS refund?
To avoid delays, file electronically, request direct deposit, and ensure your tax return is complete and accurate.