As Canadians prepare for their financial planning in 2026, the Goods and Services Tax (GST) Credit remains an essential part of many households’ financial relief.
For the 2026 tax year, those eligible will receive their first quarterly installment of the GST Credit in January 2026. Here’s everything you need to know about eligibility, payment dates, and how the CRA calculates your credit.
When Will the GST Credit Be Paid in January 2026?
The first GST Credit payment for January 2026 will be issued on January 5, 2026. This payment marks the third installment in the 2025-2026 cycle, covering the benefit period that started in July 2025. This follows the CRA’s tradition of distributing payments promptly at the start of each quarter.
GST Credit Payment Schedule for 2026
| Payment Period | GST Credit Payment Date |
|---|---|
| July 2025 | July 4, 2025 |
| October 2025 | October 3, 2025 |
| January 2026 | January 5, 2026 |
| April 2026 | April 3, 2026 |
Who Is Eligible for the GST Credit in 2026?
To be eligible for the GST Credit in 2026, your net income, as reported on your 2024 tax return (filed in 2025), will determine whether you qualify. The Canada Revenue Agency (CRA) automatically assesses your eligibility after processing your tax return, so there’s no need for a separate application.
Basic Eligibility Criteria:
- You must be 19 years or older or live with a spouse, common-law partner, or parent of a child.
- You must be a resident of Canada for income tax purposes.
- You must have a family income below the CRA’s established threshold.
The amount of your GST Credit is also determined by your family situation, such as whether you are single, married, or have children. The more dependents you claim, the higher your potential credit.
How the CRA Calculates Your GST Credit
The CRA calculates the GST Credit based on:
- Your income: The lower your income, the higher the credit.
- Marital status: Whether you are single or have a spouse or common-law partner.
- Number of children: Credits increase with more dependents under 19 years of age.
The total GST Credit is divided into four quarterly payments throughout the year. If your total credit is under $50 per quarter, you will receive a lump sum payment instead.
Payments will be issued through direct deposit (if you’ve registered via CRA My Account) or by mailed cheque. It’s important to keep your CRA information up to date to avoid delays.
Understanding the Tax Refund Schedule in 2026
Although the GST Credit is not a tax refund, it is part of the broader CRA payment system. The January 2026 GST Credit payment coincides with the start of the tax filing season, which often leads to Canadians receiving their tax refunds around the same time.
To ensure you receive your GST Credit and tax refunds promptly, make sure to file your taxes early. Filing on time ensures that all entitlements, including the GST Credit, are processed efficiently.
The GST Credit January 2026 Payment Date is a crucial part of many Canadians’ financial relief plans. Set for January 5, 2026, this payment provides essential support to eligible low- to moderate-income households.
Be sure to file your taxes early and keep your CRA account details up to date to receive this credit on time.
FAQs
When exactly is the GST Credit January 2026 payment being made?
The CRA will issue the GST Credit on January 5, 2026.
What if I don’t receive my GST Credit on the payment date?
If you don’t receive your payment on the scheduled date, check your CRA My Account to verify your direct deposit details or contact the CRA to resolve any issues.
How do I check if I’m eligible for the GST Credit in 2026?
Your eligibility for the GST Credit is based on your 2024 tax return, which the CRA automatically assesses. You can check your eligibility through CRA My Account.