The Social Security Administration (SSA) has confirmed that RSDI payments (Retirement, Survivors, and Disability Insurance) will be distributed in July 2025, with an average payment of $1,857.
If you’re eligible for these payments, it’s essential to understand the payment schedule, requirements, and other details to ensure you receive the right amount on time.
What is RSDI?
RSDI payments are distributed to individuals who qualify for Retirement, Survivors, and Disability Insurance. These benefits are paid to individuals who have worked and paid into the Social Security system during their careers.
While Retirement benefits and SSDI (Social Security Disability Insurance) are based on your work history, Survivors benefits are paid to individuals who are eligible due to the death of a spouse or parent who was receiving Social Security benefits.
RSDI Payment Schedule for July 2025
If you’re eligible for RSDI payments, the SSA has scheduled three paydays in July for the distribution of your benefits:
- July 9, 2025: For individuals born between the 1st and 10th of any month.
- July 16, 2025: For those born between the 11th and 20th of the month.
- July 23, 2025: For recipients born between the 21st and 31st of the month.
Note: If you are receiving Supplemental Security Income (SSI), you will not be eligible for these RSDI payments.
Eligibility Requirements
To qualify for the RSDI payments in July 2025, you must meet the following criteria:
- You cannot be enrolled in the SSI program.
- You must have started receiving RSDI benefits after April 30, 1997.
- Your birthday must fall within the specified date ranges for each payment date (refer to the schedule above).
Payment Amounts
The average monthly RSDI payment is $1,857. However, the actual amount you receive may vary based on your eligibility category:
- Retirement benefits: The average monthly amount is $2,002.
- SSDI benefits: The average monthly payment is $1,581.
- Survivors benefits: The average amount for survivors is $1,566.
It’s important to note that these amounts can vary based on factors such as your work history, earnings, and the number of years you paid into the Social Security system.
How to Receive Your RSDI Payment
All RSDI payments will be directly deposited into your bank account on the scheduled payday. If you haven’t set up direct deposit yet, make sure you update your information with the SSA to ensure you don’t experience delays in receiving your benefits.
RSDI Payment Schedule for July 2025
| Payment Date | Eligible Birthdays | Average Payment |
|---|---|---|
| July 9, 2025 | 1st to 10th | $1,857 |
| July 16, 2025 | 11th to 20th | $1,857 |
| July 23, 2025 | 21st to 31st | $1,857 |
FAQs
What is the average RSDI payment amount for July 2025?
The average RSDI payment for all recipients is $1,857. However, this amount can vary depending on the type of benefits you qualify for.
Can I receive my RSDI payment on any date in July 2025?
No, RSDI payments are distributed based on your birthdate. The SSA has specific paydays for different birthdate ranges (see table above).
What should I do if I haven’t received my RSDI payment by the scheduled date?
If you haven’t received your payment by the scheduled date, contact the Social Security Administration to check the status and ensure there are no issues with your direct deposit information.